Website - Terms of Use
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Please read these terms and conditions carefully, as well as our Privacy Policy.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY: BY ACCESSING THIS WEBSITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW.
ACCESS
Cross County Savings Bank has an ongoing commitment to make our website, as well as our online and mobile banking products, easy for all of our customer to use, including those with disabilities. We strive to achieve accessibility and usability of our website based upon relevant industry standards that we select. Cross County Savings Bank will make a reasonable effort to assist you in using this website. However, Cross County Savings Bank is not responsible for compatibility, suitability, condition or any other circumstance that Cross County Savings Bank reasonably concludes is related to your hardware or software.
This website is designed and hosted by the bank's digital banking partner, Digital Insight (DI). Both Cross County Savings Bank and DI have an ongoing commitment to making its web-based services easy for the public and bank customers to use based upon standards recommended by:
• World Wide Web Consortium (W3C) Web Content Accessibility Guidelines (WCAG) version 2.0 Level AA
• Web Accessibility Initiative (WAI) Accessible Rich Internet Applications Suite (ARIA)
Internet Explorer (IE) Versions 11 in conjunction with Job Access with Speech (JAWS) Version 16 are used as a baseline for general accessibility and screen reader testing. This means that Internet Explorer 11 and JAWS 16 are supported and recommended for use as a minimum when accessing the website and Online Banking service.
Mac OS X version El Capitan 10.11 with Safari 7 and the latest version of Firefox are supported as a baseline. While other web browser and screen reader combinations may work, there is no guarantee that other user agents will interface optimally with this website and Online Banking service.
Cross County Savings Bank’s mobile applications are built on platforms that have built-in accessibility tools (iOS and Android). Cross County Savings Bank and DI are focused on making the most frequently used tasks accessible in mobile banking and continue to apply accessibility requirements as mobile functionality is enhanced. This website currently supports iOS and Android built-in accessibility tools. The minimum operating system requirement for Android mobile banking is Android version 4.4.2. The minimum operating
system requirement for iOS mobile banking is iOS version 8.
This statement of website and Online Banking accessibility is subject to change as new technologies and software versions are released. Please check this website or the DI website for the latest information regarding accessibility.
CHILDREN ACCESSIBILITY
This website is not directed to children under the age of thirteen (13). If you are under the age of thirteen (13) and have accessed this website, we request that you do not provide any personal information through this website. Cross County Savings Bank does not knowingly collect information from children under 13 without parental consent.
ONLINE BANKING WEBSITE
Cross County Savings Bank’s Online Banking website, which may only be accessed through a multi-layer authentication protocol using personalized login credentials, authentication of identity, and/or correct responses to security questions, is a secure website that is being made available for use by authorized users only. Actual or attempted unauthorized use of this system will result in criminal and/or civil prosecution. For the protection of our customers, Cross County Savings Bank reserves the right to review, monitor, and record all activities on the Online Banking system. Information obtained by monitoring, reviewing, and recording is subject to review by law enforcement officials in connection with investigation or prosecution of possible criminal activity. If you are not an authorized user of Cross County Savings Bank's Online Banking, or you do not consent to the monitoring or recording of activity on this system, please exit the system immediately.
WEBSITE CONTENT and MATERIALS
The information and materials contained in this website – and the access to and use of such information and materials are subject to change without notice. Your eligibility for particular products and services is subject to final Cross County Savings Bank determination and acceptance.
WARRANTY DISCLAIMER
CROSS COUNTY SAVINGS BANK DOES NOT WARRANT THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION OR MATERIALS OR THE ERROR-FREE USE OF THIS WEBSITE. ALL INFORMATION, MATERIALS, PRODUCTS AND SERVICES ON THIS WEBSITE ARE OFFERED "AS IS" AND "AS AVAILABLE". THE INFORMATION, MATERIALS, PRODUCTS AND/OR SERVICES CONTAINED IN THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, TEXT, LINKS OR OTHER ITEMS, ARE PROVIDED ON AN “AS IS” AND “AS AVAILBLE” BASIS WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR FITNESS FOR ANY PARTICULAR PURPOSE. THERE IS NO WARRANTY OF FREEDOM FROM COMPUTER VIRUSES GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS PROVIDED ON THIS WEBSITE OR
THAT THIS WEBSITE SHALL OPERATE ERROR-FREE OR UNINTERRUPTED. CROSS COUNTY SAVINGS BANK DOES NOT WARRANT THAT THE MATERIALS OR OTHER CONTENT AVAILABLE ON OR THROUGH THIS WEBSITE, OR CROSS COUNTY SAVINGS BANK’S COMPUTER SYSTEM WILL FULFILL ANY OF YOUR PARTICULAR PURPOSES OR NEEDS.
LIMITATION OF LIABILITY
IN NO EVENT SHALL CROSS COUNTY BANK BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES OF ANY KIND, EVEN IF CROSS COUNTY SAVINGS BANK, OR ITS REPRESENTATIVES, HAD PREVIOUSLY BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES AND REGARDLESS OF THE THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH (1) THE USE OR UNAVAILABILITY OF THE CROSS COUNTY SAVINGS BANK WEBSITE, (2) THE INACCURACY OF ANY INFORMATION CONTAINED ON OR AVAILABLE VIA THE CROSS COUNTY SAVINGS BANK WEBSITE; OR (3) ANY INFORMATION CONTAINED ON OR AVAILABLE VIA THE CROSS COUNTY SAVINGS BANK WEBSITE. HYPERLINKS TO OTHER WEBSITES AND RESOURCES ARE AT YOUR OWN RISK, AND SUCH WEBSITES OR RESOURCES ARE NOT INVESTIGATED OR ENDORSED BY CROSS COUNTY SAVINGS BANK.
THIRD PARTY WEBSITE DISCLAIMER
By accessing a hyperlink on this website, you will be leaving Cross County Savings Bank's website and entering a website hosted by another party. Your use of the hyperlinks on this website to other internet websites is at your own risk. Please be advised that once you leave this website, you will no longer be subject to, or under the protection of, the privacy and security policies of Cross County Savings Bank's website. We encourage you to read and evaluate the privacy and security policies of the website you are entering, which may be different than those of Cross County Savings Bank. Cross County Savings Bank is not responsible for the content or accuracy of third party sites hyperlinked from this website nor does it guarantee the products or services offered on third party websites.
PRODUCTS AND SERVICES
The content, products and services on this website are subject to change. Your eligibility for particular products or services is subject to the approval of Cross County Savings Bank.
TRADEMARK/SERVICEMARK AND COPYRIGHT
Cross County Savings Bank’s logo is a registered service mark of Cross County Savings Bank. Cross County Savings Bank may also claim trademark or service mark rights in other marks contained in this website. Unless indicated otherwise, Cross County Savings Bank owns the contents of and operates this website, which includes but is not limited to the website pages, the screens displaying the website pages and content. All website content is protected by U.S. Copyright laws and may not be copied, displayed, distributed,
downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise used for public or commercial purposes without the express written consent of Cross County Savings Bank.
All information submitted to Cross County Savings Bank or any of its subsidiaries or affiliates via this website shall be deemed and remain the property of Cross County Bank, which shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in the information provided to Cross County Savings Bank by a visitor to this website. Cross County Savings Bank shall have no duty of confidentiality regarding the information submitted, except as may be agreed to by Cross County Savings Bank or as otherwise required by law.
GOVERNING LAW
Use of this website shall be governed by all applicable Federal laws of the United States of America and the laws of the State of New York.
