Important Information Effective November 1, 2022

 

All About Your Account(s) - Terms & Disclosures:

Cross County Savings Bank is amending its All About Your Account(s) – Terms & Disclosures. We are making these changes in order for you to better understand the terms & conditions of your Cross County Savings Bank account(s). To receive a copy of the amended Terms & Disclosures, please request a copy from your local branch, or call (718) 326-6300 to receive a free copy by mail. 

Daily Cap of Certain Fees (Consumer accounts only):

Cross County Savings Bank will not assess more than an aggregate of two (2) Insufficient Funds charge(s), Uncollected Funds charge(s), and/or Premium OD fee(s) per day, per account.

Charges/Fees Relating to Re-presentment of Items:

The Insufficient Funds and Uncollected Funds Charge is assessed on a per item, per presentment basis. Merchants or payees may present an item multiple times for payment, if the initial or subsequent presentment is rejected due to insufficient funds or other reasons (re-presentment). Each presentment shall constitute an item and may be subject to an Insufficient Funds or Uncollected Funds Charge, subject to the Daily Cap of Certain Fees, if applicable.

Fee Schedule(s):

Cross County Savings Bank will be amending its Fee Schedule(s) to clarify that the Insufficient Funds and Uncollected Funds charge will be assessed on a per item, per presentment basis, as detailed above. To receive a copy of our amended Fee Schedule(s), please request a copy from your local branch or call (718) 326-6300 to receive a free copy by mail.