The stated annual percentage yield (APY) assumes interest earned will remain on deposit until maturity for accounts with a term, or for at least one year for accounts without a term. A withdrawal or fees will reduce earnings. Fixed rate for accounts with specific maturities are in effect until maturity. Early withdrawal penalties may apply on Certificate of Deposit Accounts. Rates, terms, and fees are subject to change at any time. The interest rate and APY for the 18 Month Variable Rate CD (IRA Only) will be adjusted and determined by the rate then in effect for the 1 Year Treasury Constant Maturities as published by the Federal Reserve. Please see Account Terms & Conditions. Other terms, conditions, and restrictions may apply.
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