Checking Accounts
Having access to your money has never been more important. By choosing a checking account from Cross County Savings Bank, you'll get the convenience and security that meets your standards. Our accounts come with a variety of conveniences that include a Visa® Instant Issue Debit Card with chip technology, Online Banking with Bill Pay, Direct Deposit, Mobile Banking and more. With different types of accounts for all ages, we have products that are tailored to your every need.
Free Checking1
| Minimum Opening Deposit |
$1.00 |
| Interest Bearing Account |
No |
| Online Banking with Bill Pay |
Yes |
| Direct Deposit |
Yes |
| Mobile Banking |
Yes |
| Visa® Instant Issue Debit Card with Enhanced Security of Chip Technology |
Yes |
| Overdraft |
Yes |
Interest Checking1,3
| Minimum Opening Deposit |
$100.00 |
| Interest Bearing Account |
Yes |
| Minimum Balance to Obtain Annual Percentage Yield (APY) |
$1.00 |
| Maintenance Service Charge |
$3.00 |
| Online Banking with Bill Pay |
Yes |
| Direct Deposit |
Yes |
| Mobile Banking |
Yes |
| Visa® Instant Issue Debit Card with Enhanced Security of Chip Technology |
Yes |
| Overdraft |
Yes |
Model Safe Checking1
| Minimum Opening Deposit |
$1.00 |
| Interest Bearing Account |
No |
| Check Writing Privileges |
No |
| Online Banking with Bill Pay |
Yes |
| Direct Deposit |
Yes |
| Mobile Banking |
Yes |
| Visa® Instant Issue Debit Card with Enhanced Security of Chip Technology |
Yes |
| Overdraft |
No |
Preferred Checking1,3
| Minimum Opening Deposit |
$7,500.00 |
| Interest Bearing Account |
Yes |
| Minimum Balance to Obtain Annual Percentage Yield (APY) |
$7,500.00 |
| Maintenance Service Charge (if balance falls below $7,500.00) |
$5.00 |
| Online Banking with Bill Pay |
Yes |
| Direct Deposit |
Yes |
| Mobile Banking |
Yes |
| Visa® Instant Issue Debit Card with Enhanced Security of Chip Technology |
Yes |
| Overdraft |
Yes |
Visit a
local branch today for a comprehensive evaluation to determine which accounts are right for you.
Current Rates
1. Additional terms & conditions apply. Please see Account Terms & Conditions for more information. Rates, terms and fees are subject to change at any time. Other terms, conditions, and restrictions may apply.
2. Minimum initial deposit must be new monies in order to open this account.
3. Fees may reduce earnings.
