Small Business Owner on Phone

Business Checking

At Cross County Savings Bank, we know that managing your business takes up a majority of your time. Let us help you free up some of your time by providing you with a business checking account and optional online and electronic features that have been designed to alleviate your everyday burdens. Not only will you benefit from the personal banking services that our customers have come to know for our nearly 130 years of local, community service, but you will be able to take advantage of the latest technologies that allow remote access to meet your banking needs.  We know that whether big business or small, we have an account for you that will make running your business easier.

Business Checking1,2

Minimum Opening Deposit $2,500.00
Interest Bearing Account No
Maintenance Service Charge (If balance falls below $2,500.00) $25.00
Online Banking with Bill Pay Yes
Direct Deposit Yes
Mobile Banking Yes
Business Remote Deposit Capture Yes
Visa® Instant Issue Business Debit Card with Enhanced Security of Chip Technology Yes
Overdraft Yes

Community Business Checking1,2

Minimum Opening Deposit $100.00
Interest Bearing Account No
Maintenance Service Charge (If balance falls below $100.00) $20.00
Online Banking with Bill Pay Yes
Direct Deposit Yes
Mobile Banking Yes
Business Remote Deposit Capture No
Visa® Instant Issue Business Debit Card with Enhanced Security of Chip Technology Yes
Overdraft Yes

Preferred Business Checking1,2

Minimum Opening Deposit $50,000.00
Interest Bearing Account No
Maintenance Service Charge $30.00
Online Banking with Bill Pay Yes
Direct Deposit Yes
Mobile Banking Yes
Business Remote Deposit Capture No
Visa® Instant Issue Business Debit Card with Enhanced Security of Chip Technology Yes
Overdraft Yes
Expedited Check Clearing Yes

Visit a local branch today for a comprehensive evaluation to determine which accounts are right for you.


1.  Additional terms & conditions apply.  Please see Account Terms & Conditions & Business Account Disclosures for more information.  Rates, terms, and fees are subject to change at any time.  Other terms, conditions and restrictions may apply.  
2.  Online Banking profile must be enrolled under Business Tax ID number.