Rates

Savings and Checking

As of April 3, 2025

The stated annual percentage yield (APY) assumes interest earned will remain on deposit until maturity for accounts with a term, or for at least one year for accounts without a term. A withdrawal will reduce earnings. Fixed rate for accounts with specific maturities are in effect until maturity.  Rates for variable rate accounts are subject to change at any time. *This is a 3-month promotional rate which reverts to the tiered money market APY after the promotional period ends. See our account disclosure for additional information about your account.

Certificates and IRAs

As of April 3, 2025

The stated annual percentage yield (APY) assumes interest earned will remain on deposit until maturity for accounts with a term, or for at least one year for accounts without a term. A withdrawal will reduce earnings. Fixed rate for accounts with specific maturities are in effect until maturity. Early withdrawal penalties may apply on Certificate of Deposit Accounts. Rates for variable rate accounts are subject to change at any time.  The interest rate and APY for the 18 Month Variable Rate CD (IRA Only) will be adjusted and determined by the rate then in effect for the 1 Year Treasury Constant Maturities as published by the Federal Reserve.

Mortgage Rates

As of April 3, 2025

The rates listed below are for Owner Occupied One Family homes.
Fixed Rate Maximum Loan to Value amount is $417,000.00
Purchase Limits: 95%
Refinance Limits: 75%

Fixed Rates

Fixed Rate Buydowns

Home Equity Rates

The Home Equity rates listed below are for Owner Occupied and Non-Owner Occupied One Family Homes.
Maximum Loan to Value: 70%
Maximum Loan Amount: $208,500.00

Variable Rate Home Equity Line of Credit

Fixed Rate Home Equity Line of Credit

Fixed Rate Home Equity Loan

Please contact our Mortgage and Loan Center for more information on all of our loan products.